So, you use marijuana—cool. Maybe it helps with sleep, pain, anxiety, or maybe it’s just something that chills you out after a long day. Whatever the reason, the idea of getting life insurance might seem like a hassle, or even impossible. But here’s the thing: using cannabis doesn’t automatically block you from getting covered. Not anymore.
The rules are changing, and insurance companies are catching up. What used to be a hard no is now more of a “tell us how often.” There’s still a bit of red tape, sure, but it’s not a dead end.
Let’s break it all down in plain English so it's easy to understand.